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does the Bankruptcy Code play a positive roe in social and economic relationships?

Question
Several commentators have criticized the Bankruptcy Code as too easily excusing individuals and businesses from honoring their lawful obligations. However, as a student you may be graduating from college with student loans and wnile these debts are not dischargeable, if one cannot find employment, how can you pay back your debts. From a societal standpoint, does the Bankruptcy Code play a positive roe in social and economic relationships? What changes, if any, would you recommend?

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